NBU content with banks improving their financial state

. The Ukrainian banking system gradually increases not only the volumes of total incomes (for January-August - UAH 2.9 billion), but the number of financial establishments receiving them.

Director of the NBU Department for normative-technological provision of bank regulation and supervision Natalia Ivanenko told a round table, organized by the League of Financial Development under the auspices of the USAID “Financial Sector Development Project” FINREP and Zerkalo Nedeli.Ukraine weekly, zn.ua informs.

“Main indexes of banking demonstrate a trend toward growth,” she has said paying attention to the fact that over eight months of this year the volume of problem and bad loans reduced by UAH 11 billion in the portfolio of banks.

Analyzing the fact of establishment of large deposit rates on the market (which, undoubtedly, influences profits of banks), Raiffeisen Bank Aval Board Chairman Volodymyr Lavrenchuk said that a reason for such a status quo were problems with liquidity in a system.

The financier does not consider that it is an optimal model to response to such challenges in the form of rising deposit rates for household deposits, but names it as rather logical due to closed capital markets. The banker is convinced that current rate fluctuations are a temporary phenomenon.

At the same time, Executive Director of the Independent Association of Ukrainian Banks (IAUB) Serhiy Mamedov noted that some banks simply have to raise deposit rates in order not to lag behind the average market parameters. Otherwise, the banks may face a risk of reduction of attractiveness for clients on the background of other market participants.